At Sensible Heating & Cooling, we offer excellent financing options for our customers.  Whether you are looking to install a geothermal system or need to upgrade your traditional HVAC system, our excellent financing options can help with any sized project or budget.

Please click below to discover how Hearth Financing can help you.

Sensible Heating and Cooling is a proud participant in the Colorado RENU Loan authorized contractor network.

The Colorado Residential Energy Upgrade (RENU) Loan is a statewide residential loan program sponsored by the Colorado Clean Energy Fund in partnership with Colorado-based credit unions. It makes home energy upgrades easy and affordable by offering low-cost, long-term financing for energy efficiency and renewable energy improvements.


Property owners of existing, single-family homes in Colorado. Primary, secondary or income properties are eligible, as well as, townhomes and condos (shared heating or cooling systems are not eligible).


  • HVAC Equipment (furnace, A/C, heat pump, whole-house fan, water heater, etc.)
  • Solar PV, Battery Storage, and EV Charging
  • Insulation and Air Sealing
  • Windows
  • Up to 30% of project cost towards health and safety measures